When Is the Expected TOP of The Serra Residences?

Published 27 September 2026 · The Serra Residences Insights

The developer’s estimated TOP date for The Serra Residences is Q4 2030. The expected date of vacant possession is 1 September 2031, and the expected date of legal completion is 1 September 2034, according to the fact sheet issued on 18 September 2026.

This article explains what each milestone means, how the payments line up with them, and what happens between the preview and moving in.

The Key Dates

What TOP, Vacant Possession and Legal Completion Mean

The Temporary Occupation Permit is issued when the building is complete enough to be occupied safely. Vacant possession is the date by which the developer must hand over the keys; the date in the Sale and Purchase Agreement is a contractual deadline. Legal completion follows the Certificate of Statutory Completion and the issue of strata titles, when ownership formally passes to the buyer.

The Construction Period

Between the preview and TOP, the building rises in the stages that drive the Progressive Payment Scheme: foundations, the reinforced concrete framework, partition walls, roofing and ceilings, services, and the car park, roads and drains. The main contractor for The Serra Residences is Keong Hong Construction, under Far East Organization as developer, with P&T Consultants as architect. The building plan approval number will be confirmed by the developer.

How Payments Line Up

The first 20 per cent of the price is paid within about eight weeks of booking. The construction stages together account for 40 per cent, drawn from the loan as each is certified. At TOP, 25 per cent falls due, and the final 15 per cent at the Certificate of Statutory Completion. The payment scheme page sets out the schedule, and the progressive payment calculator models it for a chosen price.

What Happens at Handover

Before vacant possession, the developer notifies each buyer that the home is ready, and the TOP payment falls due. Buyers then collect their keys and inspect the home, recording any defects for the developer to rectify during the defects liability period. The management corporation is formed once strata titles are issued, and residents take over the running of the facilities through it.

Tracking Progress Until Then

Between the preview and completion, construction progress is reflected in the stage payments, each billed when the architect certifies the work. Registered buyers are kept informed by the Sales Concierge, and this site records milestones as the developer announces them. The dates in this article are the developer’s estimates as at 18 September 2026 and are subject to change.

Where the Neighbourhood Will Be by Then

By the estimated TOP, the 2 Moulmein Road lifestyle hub, expected to open in the first quarter of 2027, should be well established, and the second phase of HealthCity Novena under the Master Plan 2030 and Beyond should be well advanced, with its new medical tower and green corridors. The HealthCity Novena guide and the 2 Moulmein Road guide cover both.

The Design Team Delivering the Building

The development brings together an established team. P&T Consultants is the architect, 932 Design Group is responsible for the interiors, Ecoplan Asia for the landscape, TW-Asia Consultants for the structural engineering, and Rankine & Hill for the mechanical and electrical engineering, with Rider Levett Bucknall as quantity surveyor. Keong Hong Construction is the main contractor, and Dentons Rodyk & Davidson LLP acts as conveyancing solicitor. The developer page sets out the team in full.

Why the Dates Matter for Financing

The completion dates also shape the loan. Instalments grow through the construction stages and reach their full level around TOP, when the 25 per cent payment is drawn. Buyers who plan to sell an existing home can often time that sale to coincide with TOP, reducing the period in which two loans are serviced. The housing loan page explains how the LTV and TDSR limits apply, and the loan tenure chosen at the start affects both. It is sensible to revisit the numbers with the bank as TOP approaches, since rates and circumstances may have changed over the construction years.

Planning Around Completion

For an owner-occupier, the dates help plan the sale of a current home and a move, and for a family, a school start. For an investor, they mark when a first tenancy can begin. Seller’s Stamp Duty applies to homes sold within four years of purchase, so a buyer at launch will usually be past the SSD window by TOP. By then, the 2 Moulmein Road lifestyle hub and the next phase of HealthCity Novena are expected to be taking shape nearby.

The Serra Residences latest updates page records each milestone as the developer announces it, and the project details page has the full fact sheet.